I'm at my wits end, and on the brink of financial ruin, if I haven't already jumped over that cliff.
I've reduced my monthly expenses, yet at the end of the month I'm still in the red. Because of an emergency my emergency fund is now depleted, and I'm very very DISGRUNTLED! It's nobody's fault but my own. Two years and I haven't unlearned these deadly habits that have promised to keep me in financial ruin. I just needed to vent and I need prayer. I will rebound from this. This IS my rock bottom, I have no where else to go but UP!
Peace *2fingas*
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