I'm back!

I'm back, and I'm not so broke and I'm not as disgruntled as before. That's not to say I'm balling, but I have gotten a grip on my spending and I'm back on the road to saving and paying down debt. I've even picked up a few new hobbies! I'm teaching myself to sew and I have fallen madly in love with scrapbooking and as some of you may know I'm a writer. In an effort to streamline this thing we call blogging, I'm going to merge my two blogs. This blog has been sitting here basically untouched and sorely neglected by me, while my other darling Inside the Soul of QueenJoya gets all the attention. Since I PAY for that one and This one is FREE, I'm definitely laying the other one to rest. I just need to come up with a name...Inside the Sould of QueenJoya 1 Broke and Disgruntled Sista???? That's too much to say! Anyway I think I'm going to leave ISQJ open another month and then for the new year I'm shutting her down. That's an extra hundred dollars a year I can use toward my debt, or my hobbies. I just need to figure out how to not lose my old posts.

Peace *2fingas*

Financial Ruins

I'm at my wits end, and on the brink of financial ruin, if I haven't already jumped over that cliff.
I've reduced my monthly expenses, yet at the end of the month I'm still in the red. Because of an emergency my emergency fund is now depleted, and I'm very very DISGRUNTLED! It's nobody's fault but my own. Two years and I haven't unlearned these deadly habits that have promised to keep me in financial ruin. I just needed to vent and I need prayer. I will rebound from this. This IS my rock bottom, I have no where else to go but UP!

Peace *2fingas*