This is my journey... Realizing that I AM a Shop-A-Holic and I'm changing my wicked ways. I'm educating myself on finances all while digging my way out of DEBT. Teaching (MY) Momma Broke Disgruntled Sista, that not handling your credit and money properly CAN HURT YOU and HAUNT YOU no one taught her so she couldn't teach us. Also teaching my Broke and Disgruntled Children ALL about finances so they won't make the same mistakes!
Wednesday, July 11, 2007
Doing it the Old Fashion Way
One of the Keys to Financial Freedom and Success is tracking your spending, and that is an area where I have failed miserably! I don't keep up with my spending if I have to logon to the computer and pull up a spread sheet and enter the numbers, that won't work for me...the reason being is I'm staring at a computer all day, so I don't want anything to do with a computer when I get off from work. So having said that I will be doing it the old fashion way...like grandmomma did, I brought myself a ledger and will be recording ever y dollar spent in this book so I can look at how and where my money is spent. I've also put a temporary cease and desist order on my credit and debit card usage. I tend to spend more than I can afford when I whip out that fantastic plastic, so to get my mind right I will be only carrying around a certain amount of cash for purchases. Now I will continue to use my cards to pay my household utility bills that way I can earn all those perks I've grown to love! Anyway tonights homework for me is work on a new budget, the old one no longer reflect our lifestyle and my income and I'll report back to you guys on how that's looking.
Peace *2fingas*
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2 comments:
How did your budgeting go? That's always so hard for me, especially when I have to use cash instead of plastic. ugh!
Hey Courtney,
My budget is just like everything else, it goes ok for a minute then I get off track with it.
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