Doing it the Old Fashion Way

One of the Keys to Financial Freedom and Success is tracking your spending, and that is an area where I have failed miserably! I don't keep up with my spending if I have to logon to the computer and pull up a spread sheet and enter the numbers, that won't work for me...the reason being is I'm staring at a computer all day, so I don't want anything to do with a computer when I get off from work. So having said that I will be doing it the old fashion way...like grandmomma did, I brought myself a ledger and will be recording ever y dollar spent in this book so I can look at how and where my money is spent. I've also put a temporary cease and desist order on my credit and debit card usage. I tend to spend more than I can afford when I whip out that fantastic plastic, so to get my mind right I will be only carrying around a certain amount of cash for purchases. Now I will continue to use my cards to pay my household utility bills that way I can earn all those perks I've grown to love! Anyway tonights homework for me is work on a new budget, the old one no longer reflect our lifestyle and my income and I'll report back to you guys on how that's looking.

Peace *2fingas*

Yawn, Nod Yawn

I've fallen asleep at the wheel and just experienced a head on collision with debt, the frustration that comes from being the owner of debt has caused these stress induced migraine headaches that plague me. Yes I'm even more disgruntled! I applied to several apartments (remember the last post about renting a cheaper property so I can save money?) Well that's not going to happen because all of the decent apartment complexes...who am I kidding even the worst apartment complexes pull your credit file. And having said that 1BrokeSista has to stay where she is because nobody is going to rent to me with jacked up credit. I even explained it to one lady *Look lady I've been the victim of identity theft and submitted all the proof of that and she said oh that's fine you should get in* Why that heffa asked me for MORE proof that I am paying certain bills *blank stare* Lady how can I give you proof that I am paying a bill that is being disputed as identity theft???!?@#? Needless to say 1BrokeSista almost went to jail on that one because I WANTED MY APPLICATION AND ALL MY DOCUMENTS BACK...I mean since you said I can't live here why do you need to keep MY personal documents? I digress...
Anyway I just pulled my credit report and there are potentially 21 negative items on my file *blank stare* I can't lie to y'all this has been a very discouraging process that's why I haven't been blogging about it. But I know that as long as I keep working at it praying about it and changing my attitudes about bills, credit, and money, I will be ok! So anyway 1Broke Disgruntled Sista is back!