Yes I'm Still Alive!

Hello Everyone!
I know, I haven't been home and I didn't leave the light on but forgive me.
I've been too disgruntled to even talk about it yall. But here is a quick update. I went to battle with the "Man" aka I've been disputing incorrect information on my credit report. I have gotten so much REMOVED! YES I SAID REMOVED! Now it's round two. I am going meet with Michelle (Money Lady) we're going to go over my report and discuss the next plan of action for to get this remaining six thousand dollars off of there! It has gone up since last we spoke because SOMEONE HAD AN ALLTEL PHONE IN MY NAME. It's coming back as mine so We have to take care of that, $1425.....I don't know a MOFO ALIVEEEEEEEEEEEEEE that I want to talk to that much.

I have decided to move to a cheaper rental property because I need to get this debt off of me so I can purchase a HOME. Currently I am paying rent which resembles a house note of $900.00, rent in a half way decent hood would be between $500-600 hundred. It's a thought.

Word on the street is I've Kicked my WICKED shopping habit..."Hi My name is 1brokesista and I'm a shop-a-holic!"

I'm currently able to squeeze out a hundred bucks a month towards my ING savings and $25 a month for each of the Disgruntled teens.

I got a little discouraged because I want a home of my own, I realize now that God is saying NOT NOW! One step at a time so I know once I get this stuff out of the way I will be free to move about the country freely!

I am back people!
I will be blogging regularly about finances debt and surviving.

Peace*2fingas*

My Personal Finance Goals for 2007

With the New Year right around the corner everyones making New Years Resolution, except me, because I never keep them. But when I set goals, I work with all my might to reach them, so having said that, here are a few goals I've set for myself and the Family for 2007.

1. Create a Do-able Household budget. I'm reviewing the year and seeing where cuts need to be made and going from there.
2. Become HOME OWNERS in 2007.
3. Pay off debt. (Well on my way to doing that)
4. Teaching children more about finances (Making it a family affair)
5. INCREASE my Credit SCORE I want to hit over 670, I'm way below that.


And those are the goals right there, I've been reading up on the the various laws concerning Credit Reporting and Credit repair. I've gone to war with the credit reporting agencies and to date 12/20/06, eight NEGATIVE items have been removed from my credit report. That was just in round one, and I did my disputes all online, I was impressed and know that the Lord is on my side. Round two, I got my New Orleans Hood face on and I'm going at it straight LEGAL using all the legal jargon. I will let you know what happens.

I've put myself on a schedule so I will have time for God, children, ministry, man, school and blogging! That's right a Sista gots to blog. You will be hearing back from me really soon.