Wednesday, July 11, 2007

Yawn, Nod Yawn


I've fallen asleep at the wheel and just experienced a head on collision with debt, the frustration that comes from being the owner of debt has caused these stress induced migraine headaches that plague me. Yes I'm even more disgruntled! I applied to several apartments (remember the last post about renting a cheaper property so I can save money?) Well that's not going to happen because all of the decent apartment complexes...who am I kidding even the worst apartment complexes pull your credit file. And having said that 1BrokeSista has to stay where she is because nobody is going to rent to me with jacked up credit. I even explained it to one lady *Look lady I've been the victim of identity theft and submitted all the proof of that and she said oh that's fine you should get in* Why that heffa asked me for MORE proof that I am paying certain bills *blank stare* Lady how can I give you proof that I am paying a bill that is being disputed as identity theft???!?@#? Needless to say 1BrokeSista almost went to jail on that one because I WANTED MY APPLICATION AND ALL MY DOCUMENTS BACK...I mean since you said I can't live here why do you need to keep MY personal documents? I digress...
Anyway I just pulled my credit report and there are potentially 21 negative items on my file *blank stare* I can't lie to y'all this has been a very discouraging process that's why I haven't been blogging about it. But I know that as long as I keep working at it praying about it and changing my attitudes about bills, credit, and money, I will be ok! So anyway 1Broke Disgruntled Sista is back!

Friday, March 23, 2007

Yes I'm Still Alive!

Hello Everyone!
I know, I haven't been home and I didn't leave the light on but forgive me.
I've been too disgruntled to even talk about it yall. But here is a quick update. I went to battle with the "Man" aka I've been disputing incorrect information on my credit report. I have gotten so much REMOVED! YES I SAID REMOVED! Now it's round two. I am going meet with Michelle (Money Lady) we're going to go over my report and discuss the next plan of action for to get this remaining six thousand dollars off of there! It has gone up since last we spoke because SOMEONE HAD AN ALLTEL PHONE IN MY NAME. It's coming back as mine so We have to take care of that, $1425.....I don't know a MOFO ALIVEEEEEEEEEEEEEE that I want to talk to that much.

I have decided to move to a cheaper rental property because I need to get this debt off of me so I can purchase a HOME. Currently I am paying rent which resembles a house note of $900.00, rent in a half way decent hood would be between $500-600 hundred. It's a thought.

Word on the street is I've Kicked my WICKED shopping habit..."Hi My name is 1brokesista and I'm a shop-a-holic!"

I'm currently able to squeeze out a hundred bucks a month towards my ING savings and $25 a month for each of the Disgruntled teens.

I got a little discouraged because I want a home of my own, I realize now that God is saying NOT NOW! One step at a time so I know once I get this stuff out of the way I will be free to move about the country freely!

I am back people!
I will be blogging regularly about finances debt and surviving.

Peace*2fingas*