My Personal Finance Goals for 2007

With the New Year right around the corner everyones making New Years Resolution, except me, because I never keep them. But when I set goals, I work with all my might to reach them, so having said that, here are a few goals I've set for myself and the Family for 2007.

1. Create a Do-able Household budget. I'm reviewing the year and seeing where cuts need to be made and going from there.
2. Become HOME OWNERS in 2007.
3. Pay off debt. (Well on my way to doing that)
4. Teaching children more about finances (Making it a family affair)
5. INCREASE my Credit SCORE I want to hit over 670, I'm way below that.


And those are the goals right there, I've been reading up on the the various laws concerning Credit Reporting and Credit repair. I've gone to war with the credit reporting agencies and to date 12/20/06, eight NEGATIVE items have been removed from my credit report. That was just in round one, and I did my disputes all online, I was impressed and know that the Lord is on my side. Round two, I got my New Orleans Hood face on and I'm going at it straight LEGAL using all the legal jargon. I will let you know what happens.

I've put myself on a schedule so I will have time for God, children, ministry, man, school and blogging! That's right a Sista gots to blog. You will be hearing back from me really soon.

And this Christmas...Will Be a very special Christmas!

I am back in the land of the financially savvy! I have been on hiatus improving my lot in life and am proud to announce that I finished my first semester with a 3.0!!!!! Thank You Thank you very much *bowing gracefully*


As we near the end of this year I have so much to be Thankful For! First for life breath and every person I love! I thank God that even though hurricane Katrina tore my family apart we're all somewhere safe and alive! Thank you Jesus! Others weren't as fortunate.

I am especially thankful for all you folks in the blogasphere (did i spell that right?)

You have inspired me and made me see the light at the end of the tunnel I am well on my way to financial freedom. Thank you all for sharing your lives, your wisdom and knowledge to inspire people. God Bless you all. And I'd also like to wish Ms. Single Ma a happy Born Day!

Sister you will never know how much you've inspired and motivated this single disgruntled mom.

Peace and Blessings

I love Blog Thingies!

If you know me and some of you do from the other not so private blog, you know I love blog thingies!


"I ordered a Frappuccino, where's my fucking Frappuccino"
"Jay-Z, Linkin Park Crash"

Caffe Vanilla Frappuccino

Smooth and sweet, you fit in to almost any crowd. No one would suspect you of being a coffee tweaker!

What Flavor of Frappuccino are you?


"Momma, People don't know that when they are around me they are in the presence of greatness!"
BrokeDisgruntled Pre-teen girl

People Envy Your Confidence

You have the attitude and self esteem to take on anything. Failure is beyond not an option for you - it doesn't even cross your mind.People envy your ability to take on any challenge ... and they're secretly afraid you think you're better than them. You don't. You're just sure of yourself.

What do People envy about you?

Yawn!!!!!!!!!!

Hello world...it's been a minute.

And a Sista been on her grind, I've been watching my spending and decided to go to battle over my credit report and get that score to rising! Got some good news last night, I started disputing some things I thought were incorrect and not all were deleted buy FIVE were! Just like that, they must have saw my mean mug when I was sending out those dispute letters.

Christmas shopping is done and the grand total for Broke and Disgruntled teens is.......$280.00. I got everything on their wishlists which wasn't much, ordered the stuff I couldn't find in the stores online with free shipping during the cyber sales and I feel great!

DisgruntedPre-teen girl wanted an acoustic guitar, a bratz manequin (she loves styling hair and playing in make-up), the Cheetah Girlz 2 movie, and I purchased her Skinny women can't cook by Monique. My baby girl loves to cook and try new things! I also got her a Bratz Diamonds doll (Sasha of course)

Disgruntled Teen Boy wanted a new basket ball, Madden 2007, an acoustic guitar, and a air hockey table. His lil something extra something something was a cookbook as well. Dude told me a couple of months ago that he was going to be the Next G. Garvin and we were going to travel all over the world cooking good food and tasting wine. I'm ready! So I got him G. Garvin's cookbook. Mother's we have to teach our son's how to cook! My boys are 18 and 14 and both of them can cook FOR REAL! Oh yeah I found this artist value pack online, it has a bound sketch book, a large drawing pad, and another fancy drawing book for my son. I haven't ordered that yet. He's going to work on a cartoon about personal finance as he sees it. It's going to be funny just because of who this child is. I'll scan them when he's done.

Disgruntled Oldest Teen boy thinks he's grown and decided he wanted to move back to Louisiana, which means I will wire him a few dollars and be done with it!

It's safe to say that I will stay within budget for the children this holiday season.
Christmas 2006 Budget for the Disgruntled Teens $400.00

That's the least amount of money I have EVER spent on these characters since I've been their mother.

Peace and Blessings
I think I will be able to post on a regular basis after finals.

Peace*2fingas*